Sunday, December 31, 2017

Divorce can bring unexpected financial benefits, experts say -- Newsday - Business

Another article about how a POSITIVE approaches can help you develop a POSITIVE Divorce Recovery!  

Financial Upsides can be yours too! $$$$$$$$$$$$!!


 You will find that you need to drop all negative thoughts before you can look and see the  POSITIVE and  UPSIDES for your next chapters of life!


ONE SHOULD ALWAYS TRY TO MAKE SOMETHING NEGATIVE INTO SOMETHING POSITIVE. This story turn out better than expected and may have also influenced the relationship after their divorce,



My book, mostly about the many UPSIDES of divorce, can help you to find the positive sides too that are available in and after divorce.

Search "upside of divorce" at Amazon Books and see my blogs (all of them, all 346) and see all the reviews.  Thanks for a look!


Positive changes you can make will build your self esteem, confidence and the want to do even more positives for yourself and your family.

Take a look at my book below if you are interested. My book is all about the upsides.


Brian Daniel



Divorce is Very Negative but You'll See ALL UPSIDES with Brian's Book, Yes,There Is An Upside of Divorce, It Can Be Your Second Chance at Life!

My book "Upside of Divorce" (short title) is available with a discount on my tibodad@yahoo.com email and just $13 covers the 9 inch X 6 inch plus Postage,Shipping and Handling --You can save over $6 !!

You can search it on Amazon and buy it there too.

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Here is the article,  Brian


Among the plusses for the newly split is more freedom to make investment choices.


‘Tis the season, not only for merriment, but matrimonial meltdown. January is the month many folks file for divorce.

Fear not, if you find yourself in that unfortunate crowd. While divorce can wreak financial havoc on families, in some cases it can have unexpected financial benefits.

Surprise, you’re entitled: If you’re divorced, were married for at least 10 years and are currently unmarried, when you turn 62 you can receive a Social Security spousal benefit if your ex-spouse is 62 or older, says Sharon Lacy of Natural Bridges Financial Advisors in Santa Cruz, California. “If you’re married, you must wait until your spouse files for their own benefit.”

A nonworking spouse may receive a portion of the working spouse’s IRA in the divorce settlement, adds Jeffrey Sklar of Sklar, Heyman, Hirshfield & Kantor CPAs in Bellmore. And sometimes spouses forget to change their beneficiaries after divorce, and their former spouse inherits their IRA or 401(k) — “an unexpected windfall.”



Potential tax benefits: Married couples who file jointly sometimes land in a higher tax bracket and pay more in taxes once their salaries are combined. “Divorce, which leads to single filing, can mean more back in the pocket at tax time,” says Fred Schebesta of personal finance comparison site finder.com.

Become the chief financial officer: “The big positive is better control over their money — especially if their spouse had a shopping or gambling problem,” says Emma Johnson, who blogs at wealthysinglemommy.com.

Manage your retirement account however you choose. “Those that are risk-tolerant may expand their investment choices in ways that would’ve made their ex-spouses uncomfortable,” says Andrew Samalin of the Samalin Group in Manhattan.